The inability to engage in substantial gainful activity is a requirement to qualify for disability benefits through the Social Security program. However, this does not mean you are not permitted to work at all while collecting benefits. This guide provides an overview of what SGA is and how it impacts your disability benefits. If you need additional information or help with your application, consider contacting a disability benefits lawyer in Ocala.

What Is Substantial Gainful Activity?

SGA is employment that produces income that exceeds the Social Security Administration’s limit for the type of disability a person has. In 2021 the limit is $2,190 monthly for blind workers and $1,310 monthly for all other disabled earners. The Social Security Administration does not consider people who make more than the limit to have a qualifying disability. Income from non-employment sources, such as interest, gifts or investments does not count towards this SGA limit; however, income from self-employment does count. 

Can You Work Reduced Hours and Collect Disability Benefits?

If your disability prevents you from working full time, but you can still work a reduced schedule, you may be eligible to collect benefits, as long as your income does not exceed the threshold for SGA. However, if the Social Security Administration decides that your low income is due to some factor other than your disability, they may still not approve your benefits. If you feel your disability claim has been incorrectly denied due to SGA, an Ocala disability benefits lawyer can assist you with your appeal. 

Disabled persons can continue to collect Social Security disability benefits, even while working, if their earnings from work do not exceed the limit for SGA. If you need assistance with your disability application or your feel your claim has been wrongfully denied, contact the Law Office of JW Chalkley III, PA at (866) 629-7511 or fill out the online contact form.